The Team
Keith Woods
Keith started his career in financial services in the 80’s and has spent his career helping seniors plan the final quadrant of their life; from healthcare to mortgages and income and legacy planning.
Lic. # 0G35000
916-342-5144
Keith@HGWins.solutions
Max Reiner
Max is an Air Force veteran who has made it his life’s work to ensure that people have the best opportunity to thrive in whatever situation they find themselves in; good estate planning changes the way people spend their final years and he is proud to make a difference for his clients every day.
Lic. # 4514355
831-256-8533
max@hgwins.solutions
Kendrick Reed
Helping families build a stronger financial future for retirement is my passion. I work with each family holistically, taking a personal approach to help protect what matters most and ensure their legacy lasts for generations.
I bring 6 years of experience in the insurance industry, built on a foundation of 12+ years running a successful business improving indoor air quality for homes. That experience taught me the value of trust, service, and getting the details right — principles I carry into every retirement plan I build today.
My career has always centered on one thing: helping people and making their lives better. I look forward to doing the same for you and your family.
Lic. # 4072710
510-355-7013
Kendrick@HGWins.solutions
Yuri Toribio
Yuri Toribio is a U.S. Marine Corps veteran, Certified Estate Planner, and financial professional passionate about helping families protect what matters most, prepare confidently for retirement, and preserve their legacy for future generations. With more than 12 years of experience in leadership, coaching, training, and mentorship, he brings a disciplined, service-first approach to every relationship. Yuri works closely with families and professional partners to make the planning process clear, personal, and seamless.
Lic. # 4348561
646-245-4738
Yuri@HGWins.solutions
Ricky Wilcox
As a CEP certified estate planner with over seven years in the industry, I’ve developed a strong track record in retirement strategy, legacy planning, and financial guidance through roles at Northwestern Mutual and Secure Income Management. I now bring that experience to Hourglass Wealth & Financial Solutions, where I help clients create structured, future ready financial plans.
Lic. # 4299222
747-217-3729
Ricky@HGWins.solutions
Stephen Mehr
Stephen Mehr received his first lessons on finances when he was 13 years old from his Grandpa Glenn. “Never invest in something you don’t understand.”
For the past 15 years Stephen has taken that advice to heart when advising his clients. They greatly appreciate the time and care he takes to assure that they understand their situation & what their options are, with all the attached pros and cons so that they can make a well-educated choice, moving forward with confidence.
Lic. # 4036626
520-668-7329
Stephen@HGWins.solutions